Pet care and pet supplies
Online payment processing for pet care and pet supply businesses
Pet businesses that sell online can use Avendo to send each card payment to the connected processor offering the best available rate. That covers pet supply web stores, auto-ship orders, and wellness plans or memberships billed online. Avendo never invoices the business; processors pay its 10 cent fee per transaction. In-store and in-clinic terminal payments are not supported yet.
Last updated: November 2026
What is the cheapest online payment processing for a pet supply store?
The cheapest setup is one where the rate is decided per transaction rather than fixed once. Avendo connects a pet store's online checkout to several processors and routes each order to the best available offer, and the store pays Avendo nothing directly. Results depend on the store's card mix and which processors approve it.
Which pet business payments fit Avendo?
| Payment | Type | Avendo today |
|---|---|---|
| Pet supply web store (custom cart) | Card not present | Supported |
| Auto-ship orders billed online | Card not present | Supported |
| Wellness plans billed online | Card not present | Supported |
| Grooming salon front-desk terminal | Card present | Not yet supported |
| Veterinary clinic checkout counter | Card present | Not yet supported |
Online pet food and supply stores
Website orders through a custom checkout.
Auto-ship and repeat orders
Scheduled deliveries billed online, each one routed separately.
Wellness plans and memberships
Monthly veterinary or grooming plans billed online, a membership business type Avendo supports.
Prepaid grooming packages
Bundles sold through an online checkout before the appointment.
Boarding deposits paid online
Holiday and peak-season reservations secured by an online card payment.
What counts as online payment processing for a pet business?
For a pet business, online payment processing covers every card payment made without the card in hand: food and supply orders on the store's website, repeat auto-ship orders, grooming packages prepaid online, and veterinary wellness plans billed monthly. These payments repeat often and usually carry modest ticket sizes, so per-transaction costs add up quickly. Avendo's pet care page describes routing each recurring transaction through the most cost-effective provider, so loyalty programs and memberships do not come at the expense of margin. Busy seasons, from spring grooming rushes to holiday boarding, are part of the picture too.
Pet care and pet supplies: the numbers
- $0
- Billed to the merchant by Avendo. No invoices, monthly charges, or platform fees.
- 10¢
- Avendo Services Fee per transaction, paid by the processor, not the merchant.
- 10 min
- Estimated time to complete the single Avendo application.
- 1.5% to 3.5%
- Typical processing cost per transaction for businesses, per (NerdWallet: Credit Card Processing Fees, A 2026 Guide)
- 0.4% + 8¢
- Example interchange-plus markup on top of actual interchange, per (NerdWallet: Credit Card Processing Fees, A 2026 Guide)
Avendo figures come from Avendo's published pricing and application pages. Market figures are attributed to their sources and are not Avendo's numbers.
Where do pet businesses lose money on payments?
Repeat purchases are the heart of pet retail, which means the same fee hits the same customer again and again. A processor rate that is a little high on a single bag of food becomes a real number across a year of auto-ship orders.
Typical processing costs run 1.5% to 3.5% of each transaction, according to NerdWallet's 2026 guide. Avendo cannot remove interchange, but it lets eligible processors compete so the markup on each online order is not fixed by one contract signed years ago.
Sources: NerdWallet: Credit Card Processing Fees, A 2026 Guide
How does a business get set up with Avendo?
Confirm your payments are online
Avendo handles e-commerce transactions only. Check that your checkout is a custom cart, or ask about WooCommerce, BigCommerce, or Magento.
Gather your documents
SSN, EIN, or ITIN; a voided check or bank letter; three months of processing statements (or bank statements); business details; and a government-issued ID.
Complete one application
Avendo collects everything in one place in about 10 minutes, so you apply once instead of separately to each processor.
Processors review your account
Eligible processors tell Avendo whether they can support your business and compete for its transactions.
Start processing
Once approved, each transaction is routed to the processor with the best available rate, with all reports in one dashboard.
When is another provider the better fit?
A grooming salon or veterinary clinic that takes nearly every payment at the counter needs a card-present solution today. Avendo becomes relevant once there is meaningful online volume from a store, plans, or prepaid packages.
For the full model and how every industry compares, read the guide to low cost credit card processing by industry, or check how Avendo compares with Square, Stripe, and Toast.
Questions from pet care and pet supplies
See all 46 questions in the FAQ- Can pet care businesses use Avendo?
- Pet supply stores selling online, auto-ship product orders, and wellness plans or memberships billed online are all card-not-present payments that fit the business types Avendo supports. In-clinic or in-store terminal payments at a grooming salon or veterinary front desk are in-person and are not supported yet.
- Does Avendo support in-person payments?
- Not yet. Avendo currently handles e-commerce transactions only and cannot onboard in-person, card-present, or point-of-sale businesses. Avendo says it is working toward supporting them. Businesses that need card terminals should keep a POS provider for their in-person sales in the meantime.
- Who can apply for Avendo?
- Avendo is built for businesses that take payments online: e-commerce stores, online subscriptions, SaaS companies, and memberships. It also lists online coaching and consulting, digital businesses, recurring-service businesses, and repeat online purchases as good fits. Businesses processing meaningful card-not-present volume tend to benefit most from per-transaction competition.
- Does Avendo charge merchants a fee?
- No. Avendo never sends merchants an invoice, a monthly charge, or a separate platform fee. Its compensation is an Avendo Services Fee of 10 cents per transaction, billed to the payment processor. The merchant still pays normal processing fees to the processor, including card network interchange and assessment fees.
- Am I locked into one processor with Avendo?
- No single processor locks you in. Avendo selects the best available option at the time of each transaction, which it says helps merchants avoid long-term lock-in and excessive processing costs. Competition continues transaction by transaction instead of ending when a processor is chosen.
Ready to see what your business could save?
Once you know how Avendo routes payments and shows pricing, the next step is simple: ask Avendo how much your business could save on card processing fees. Small online shops and enterprise merchants use the same contact form.